There’s no “wrong” way to configure the 2020 Volvo S90. It’s simply a matter of how much money you’re willing to spend. 

The S90 offers robust base features, a good infotainment system, and superlative trims that rival anything from Germany—at nearly any price. We give it an 8 out of 10 for features, and that’s a hard mark to beat.  

There are three ways to skin the S90: Momentum, R-Design and Inscription. The previous “Excellence” model has been dropped, but both the Momentum and R-Design can be had with option packages that round out the feature offerings. 

Momentum starts at approximately $55,000, and includes 18-inch wheels, a panoramic moonroof, dual-zone climate control, leather upholstery, power adjustable front seats, Bluetooth and USB connectivity, a 9.0-inch touchscreen for infotainment with smartphone integration, and the safety features highlighted above. 

The next step up from Momentum is now the R-Design. While this shares some elements of the “Excellence” trim from 2019, it’s more of an appearance package than it is a feature group. It adds Nappa leather, aluminum interior trim, a cooled glove box, a leather-wrapped key fob, four-zone climate control, laminated side windows, premium audio and a tailored dashboard and upper door panels. There’s also a unique 20-inch R-Design wheel option. 

Inscription versions add on to the R-Design with cooled leather seats, walnut wood trim, additional seat padding and exterior color-coded mirror caps. 

Packages available for all trims include a heated rear seat and steering wheel bundle, an Advanced package adding a HUD and other tech, and the Luxury package with cooled rear seats and massaging fronts.

The T8 plug-in hybrid powertrain starts at more than $64,000 for the Inscription trim level, although it’s eligible for federal tax credits and applicable state or local credits.

Review continues below

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